Financial Guidance
Explore practical insights on banking, loans, insurance, and personal finance for informed decisions.
A Simple 50-30-20 Approach Monthly Budget Planning for in 2026 Managing money feels overwhelming when you’re juggling rent, groceries, kids’ education, and family goals all at once. Monthly budget planning for Indian families…
Manage Savings, Loans, Credit Cards & Investments Your First Financial Plan for 2026 Creating your first financial plan doesn’t have to feel overwhelming. This guide breaks down personal finance planning 2026 India into simple, actionable…
NRE vs NRO vs FCNR Non-resident Indians often get confused when banks offer them three different account options: NRE, NRO, and FCNR accounts. Each serves different purposes, and picking the wrong one can cost you money in taxes or limit your…
How to save money in India Saving ₹10,000 every month sounds impossible when you’re juggling rent, groceries, and those unexpected expenses that pop up. But here’s the thing – your bank account and credit cards are sitting on features…
Best Savings Account Introduction As someone who has spent over a decade in banking and finance, supporting members, educating bankers, and guiding retail customers, I understand how important it is to use your savings account—not just as a place to…
Choosing the right credit card in India can feel overwhelming when you’re stuck between lifetime free and paid options. This guide is for Indian consumers who want to make a smart decision without getting caught up in flashy marketing promises…
Spotting incorrect or fraudulent charges on your credit card statement can be stressful, but Indian consumers have strong legal protections and clear steps to get their money back. This guide walks you through exactly how to dispute wrong charges on…
Best Credit Cards for Online Shopping Online shopping has become the go-to way for millions of Indians to buy everything from groceries to gadgets. If you’re someone who regularly shops on Flipkart, Amazon, or Myntra, choosing the best credit…
Credit Cards Mistakes Credit cards can be powerful financial tools, but many Indians are unknowingly making costly mistakes that drain their wallets and damage their credit scores. If you’re a credit card holder in India—from first-time users…
How Many Credit Cards Should You Really Have Deciding how many credit cards to own can feel overwhelming for Indian consumers navigating today’s complex financial landscape. Whether you’re a young professional building credit history or…
