Retirement calculator (simple)
How it works
It estimates future monthly expenses using inflation, then compares a target corpus with your projected corpus from current savings and monthly investing.
Simple example
A person who is far from retirement may see a much larger target corpus because future living costs keep rising over time.
What to look at
Use the result as a planning signal, not a promise. You can change retirement age, savings rate, and return assumption to test scenarios.
Important note
It uses a very simplified retirement rule and does not replace a detailed retirement plan.
Frequently asked questions
Why does inflation matter so much?
Because future living costs may be much higher than today.
What is projected corpus?
It is the estimated value of your current corpus plus future contributions.
Can I retire with a lower corpus?
That depends on lifestyle, family support, and other income sources.
Is the 4% rule exact?
No. It is only a broad planning rule.
Can this replace retirement advice?
No, it is educational only.
Finance disclaimer
This calculator is for educational purposes only. It does not provide personalized financial, tax, legal, credit, or investment advice. Results are simplified estimates and may differ from actual bank, issuer, employer, lender, or tax outcomes.