SIP calculator (simple)
How it works
The calculator assumes regular monthly investing and applies monthly compounding based on the annual return entered.
Simple example
A ₹5,000 SIP for 10 years can build a much larger value than your total contributions alone because of compounding.
What to look at
Try a few return assumptions instead of relying on a single optimistic number.
Important note
Mutual fund and market returns are not guaranteed.
Frequently asked questions
Is SIP return fixed?
No. SIP invests into market-linked products, so actual returns vary.
Why is time important in SIP?
Longer time gives compounding more room to work.
Can I increase SIP later?
Yes, many investors step up contributions over time.
Is this exact?
It is a simplified estimate.
Can beginners use it?
Yes, it is designed for basic planning.
Finance disclaimer
This calculator is for educational purposes only. It does not provide personalized financial, tax, legal, credit, or investment advice. Results are simplified estimates and may differ from actual bank, issuer, employer, lender, or tax outcomes.