Platinum RuPay
people who frequently make eligible merchant UPI payments and want a RuPay card with no recurring annual fee
- Annual fee: Nil under the current consolidated MITC
- Key difference: Reward points on eligible UPI and card purchases
Issuer collection
Compare 14 currently listed consumer cards across RuPay UPI, general rewards, dining, travel, fuel, EMI and co-branded use cases. Open an individual guide before visiting an issuer application flow.
Start with normal spending. Platinum RuPay and Samman emphasise RuPay use; EazyDiner cards focus on dining; Legend, Tiger and Avios add travel angles; Jio-bp is fuel-led; Nexxt focuses on payment choice; other cards use general points or partner rewards. Fees and eligibility differ, and the application journey may not display every card.
people who frequently make eligible merchant UPI payments and want a RuPay card with no recurring annual fee
readers who can use weekend rewards and lower foreign-currency markup while paying the full statement balance
frequent EazyDiner users whose planned restaurant savings can exceed the joining and annual fees
readers who prefer flexible reward-plan choices and can understand which selected merchants receive accelerated points
readers seeking a straightforward points card with a nil listed joining and annual fee
higher online spenders who can justify a substantial joining fee and will use premium privileges
international travellers who understand Avios redemption and can use the selected airline, destination and lounge benefits
readers who value choosing credit, rewards or EMI at supported point-of-sale transactions and understand EMI costs
travellers who can use lounge, lower forex, golf and occasional movie benefits without paying a membership fee
eligible government-sector employees seeking RuPay UPI use and simple cashback on qualifying retail purchases
regular EazyDiner users who want capped dining discounts without a listed joining or annual fee
drivers who regularly refuel at participating Jio-bp outlets and can use Jio-bp Smiles rewards
eligible CRED members who already use CRED Pay, Store, Travel and merchant UPI features
digital spenders who understand transaction-based reward bands and American Express acceptance
| Need | Cards to research | Main check |
|---|---|---|
| RuPay and UPI | Platinum RuPay, Samman, CRED IndusInd | Eligible merchant payments and reward form |
| Dining | EazyDiner Platinum or Signature | Restaurant eligibility, caps and recurring fee |
| Travel | Legend, Tiger, Avios or Pinnacle | Forex, lounge rules, joining fee and redemption |
| Fuel | Jio-bp Mobility+ | Outlet access, Smiles value and milestones |
| Simple points | Platinum Visa or Aura Edge | Reward value, selected categories and fees |
The generic application flow may show only cards available for a reader’s profile. It is not a product-specific promise.
Check Available IndusInd Bank Credit Cards →Affiliate link: We may earn a commission at no extra cost to you. The application link opens IndusInd Bank’s credit-card application flow. Card availability and eligibility are determined by the bank.
This collection is educational and independent. Product terms can change. Verify the issuer’s current application disclosure before acting.