Start with normal spending and your annual budget. Do not select a card only because it advertises a high percentage or premium benefit.
SBI CardCASHBACK SBI Card
Best for: Broad eligible online cashback
- Annual fee: ₹999 + applicable taxes
- Reward style: Cashback
- 5% on eligible online spends and 1% on eligible offline spends, with separate ₹2,000 caps for each bucket per statement cycle from 1 April 2026
CashbackShopping
View Card Details →SBI CardSimplyCLICK SBI Card
Best for: Online shopping rewards
- Annual fee: ₹499 + applicable taxes
- Reward style: Reward points
- 5 Reward Points per ₹100 on eligible online spends, 10 per ₹100 with listed partners, and 1 per ₹100 on other eligible spends
RewardsShoppingBeginner
View Card Details →Federal BankScapia Federal Credit Card
Best for: Travel rewards and international spending
- Annual fee: Nil
- Reward style: Scapia Coins
- 10% Scapia Coins on eligible Visa spends, 5% on eligible RuPay/UPI spends and 20% on eligible travel booked through the Scapia app; exclusions apply
TravelRewardsLifetime Free
View Card Details →HDFC BankSwiggy HDFC Bank Credit Card
Best for: Swiggy and eligible online spending
- Annual fee: ₹500 + applicable taxes
- Reward style: Cashback
- 10% cashback on eligible Swiggy app spends, 5% on specified online categories and 1% on other eligible categories, each subject to current caps and exclusions
CashbackDiningShopping
View Card Details →SBI CardBPCL SBI Card
Best for: Regular eligible BPCL fuel spending
- Annual fee: ₹499 + applicable taxes
- Reward style: Reward points
- 13 Reward Points per ₹100 on eligible BPCL fuel purchases, 5 per ₹100 on listed everyday categories and 1 per ₹100 on other eligible retail spends
FuelRewards
View Card Details →SBI CardBPCL SBI Card OCTANE
Best for: Higher eligible BPCL fuel spending
- Annual fee: ₹1,499 + applicable taxes
- Reward style: Reward points
- 25 Reward Points per ₹100 on eligible BPCL fuel, lubricants and Bharat Gas spending, 10 per ₹100 on listed categories and 1 per ₹100 on other eligible spends
FuelRewardsLounge
View Card Details →SBI CardSimplySAVE SBI Card
Best for: Dining, grocery, department-store and movie rewards
- Annual fee: ₹499 + applicable taxes
- Reward style: Reward points
- 10 Reward Points per ₹150 on eligible dining, movie, department-store and grocery spends, and 1 per ₹150 on other eligible spends
RewardsEverydayBeginner
View Card Details →SBI CardSBI Card PRIME
Best for: Everyday rewards with travel privileges
- Annual fee: ₹2,999 + applicable taxes
- Reward style: Reward points
- 10 Reward Points per ₹100 on eligible dining, grocery, department-store and movie spends, and 2 per ₹100 on other eligible retail spends
RewardsLoungePremium
View Card Details →SBI CardSBI Card ELITE
Best for: Premium lifestyle and travel benefits
- Annual fee: ₹4,999 + applicable taxes
- Reward style: Reward points
- Accelerated Reward Points on eligible dining, grocery and department-store spends, base points on other eligible spends and milestone rewards under current terms
PremiumRewardsLounge
View Card Details →BOBCARDBOBCARD Etihad Guest Credit Card
Best for: Etihad flyers seeking miles and lounge access
- Annual fee: ₹2,500 + GST
- Reward style: Etihad Guest Miles
- 3 Etihad Guest Miles per ₹100 on eligible Etihad Airways spends and 1 Mile per ₹100 on other eligible domestic and cross-border spends
TravelRewardsLounge
View Card Details →ICICI BankICICI Bank HPCL Super Saver Credit Card
Best for: Regular eligible HPCL fuel spending
- Annual fee: ₹500 + GST
- Reward style: Cashback, waiver and reward points
- Up to 5% on qualifying HPCL fuel purchases, combining capped cashback and a fuel-surcharge waiver under current issuer rules
FuelRewardsEveryday
View Card Details →AU Small Finance Bank · Issuer CollectionAU Small Finance Bank Credit Cards
Best for: Comparing AU Bank cards across entry-level, lifestyle, travel and customisable options
- Annual fee: Varies by selected card
- Reward style: Varies by card
- An issuer-level guide; the application funnel may present more than one eligible AU Bank card.
Issuer CollectionRewardsTravel
Explore Cards →Federal Bank · Issuer CollectionFederal Bank Credit Cards
Best for: Comparing Federal Bank Signet, Imperio, Celesta, Wave and business-card options
- Annual fee: Varies by card and current offer
- Reward style: Reward points and card-specific privileges
- A Federal Bank portfolio guide; the campaign destination is an acquisition partner, not one named card.
Issuer CollectionRewardsLifetime Free
Explore Cards →IDFC FIRST Bank · Issuer CollectionIDFC FIRST Bank Credit Cards
Best for: Comparing lifetime-free, secured, fuel, rewards and premium IDFC FIRST cards
- Annual fee: Varies; several core cards are lifetime free
- Reward style: Reward points, cashback or product-specific benefits
- An issuer collection because the campaign uses IDFC FIRST Bank's broad card application funnel.
Issuer CollectionLifetime FreeSecured
Explore Cards →Kiwi platform / partner banksKiwi Credit Cards and UPI Platform
Best for: Understanding Kiwi's app-led RuPay credit-card-on-UPI options from partner banks
- Annual fee: Depends on the bank card and optional programme
- Reward style: Platform cashback plus issuer-card terms
- Kiwi is a fintech platform, not the issuing bank; available cards can be issued by AU Bank, PNB or YES BANK.
PlatformUPIRuPay
View Card Options →SBM Bank (India)SBM novio Secured Credit Card
Best for: An FD-backed RuPay credit card for readers who need a secured credit route
- Annual fee: Verify the current KFS before opening the linked FD
- Reward style: novio Coins on eligible transactions
- An SBM Bank-issued, Credilio/novio-partnered secured card backed by a fixed deposit and usable for eligible RuPay UPI merchant payments.
SecuredUPIRuPay
View Card Details →HDFC Bank / Tata NeuTata Neu HDFC Bank Credit Cards
Best for: Comparing Tata Neu Plus and Infinity without mixing their fees, reward rates or eligibility
- Annual fee: Plus ₹499; Infinity ₹1,499, plus GST, under current terms
- Reward style: NeuCoins with variant-specific rates and caps
- The campaign supports a two-variant co-branded funnel, so this page compares Plus and Infinity separately.
Co-brandedRewardsUPI
View Card Options →YES BANKYES BANK POP-CLUB Credit Card
Best for: Readers who already use POP and can evaluate co-brand rewards against the renewal fee
- Annual fee: Nil first-year fee; ₹399 renewal fee plus GST under current KFS
- Reward style: POPcoins and card benefits subject to programme terms
- A YES BANK-issued co-branded card with POP as programme partner; the bank controls the credit account.
Co-brandedRewardsShopping
View Card Details →Punjab National Bank / zagg.moneyPNB Zaggle Twin Credit Cards
Best for: Understanding the PNB-issued RuPay and Visa twin-card proposition managed through zagg.money
- Annual fee: ₹499 joining and annual fee shown by zagg.money; verify current bank documents
- Reward style: Reward points and partner offers under bank and platform rules
- The campaign route points to a PNB twin-card proposition, not a single generic 'Zagg Credit Card'.
PlatformRuPayRewards
View Card Options →IDFC FIRST BankIDFC FIRST Millennia Credit Card
Best for: Everyday lifestyle spending without a joining or annual membership fee
- Annual fee: Nil
- Reward style: Rewards benefits
- 10X points on eligible dining, travel, international and birthday spends; 3X on other eligible spending; 1X on specified essential categories
RewardsLifestyleLifetime Free
View Card Details →IDFC FIRST BankIDFC FIRST Classic Credit Card
Best for: A straightforward lifetime-free reward card for early credit-card users
- Annual fee: Nil
- Reward style: Rewards benefits
- 10X points on eligible dining, travel, international and birthday spends; 3X on other eligible purchases; 1X on specified essential categories
RewardsEntry LevelLifetime Free
View Card Details →IDFC FIRST BankIDFC FIRST Select Credit Card
Best for: Higher-income readers seeking domestic lounge, lower forex and lifestyle benefits without an annual fee
- Annual fee: Nil
- Reward style: Travel benefits
- 10X points on eligible dining, travel, international and birthday spends; 3X on other eligible purchases; 1X on specified essential categories
TravelRewardsLifetime Free
View Card Details →IDFC FIRST BankIDFC FIRST Wealth Credit Card
Best for: Eligible higher-income travellers who can use domestic and international lounge benefits
- Annual fee: Nil
- Reward style: Premium benefits
- 10X points on eligible dining, travel and international spending, plus current in-app travel-booking bonus points
PremiumTravelLifetime Free
View Card Details →IDFC FIRST BankIDFC FIRST SWYP Credit Card
Best for: Digital-first users who deliberately use eligible EMI conversion and monthly milestone rewards
- Annual fee: ₹499 + GST
- Reward style: EMI benefits
- Monthly milestone points, partner discounts and eligible travel-booking bonuses; EMI conversions use a disclosed monthly fee rather than normal revolving
EMILifestyleRewards
View Card Details →IDFC FIRST BankIDFC FIRST EA₹N Credit Card
Best for: FD-backed virtual RuPay access for UPI users building a credit profile
- Annual fee: ₹499 + GST
- Reward style: Secured benefits
- 1% cashback on UPI through the IDFC FIRST app and 0.5% on other eligible UPI, online and selected essential spends, capped at ₹500 per statement
SecuredUPICashback
View Card Details →IDFC FIRST BankIDFC FIRST Power Credit Card
Best for: Moderate regular HPCL fuel spending with grocery, utility, FASTag and UPI use
- Annual fee: ₹199 + GST
- Reward style: Fuel benefits
- Up to 5% stated value on eligible HPCL fuel, 2.5% on eligible grocery, utility and IDFC FIRST FASTag, and 2X on UPI and other eligible retail spending
FuelRewardsRuPay
View Card Details →IDFC FIRST BankIDFC FIRST Power+ Credit Card
Best for: Higher regular HPCL fuel and selected everyday spending with conditional lounge access
- Annual fee: ₹499 + GST
- Reward style: Fuel benefits
- Up to 6.5% stated value on eligible HPCL fuel, 5% on eligible grocery, utility and IDFC FIRST FASTag, and 3X on other eligible retail purchases
FuelRewardsRuPay
View Card Details →IDFC FIRST BankIDFC FIRST WOW! Credit Card
Best for: FD-backed lifetime-free access with zero forex markup for eligible international spending
- Annual fee: Nil
- Reward style: Secured benefits
- Reward points on eligible spending alongside zero forex markup and an FD-backed credit limit
SecuredTravelLifetime Free
View Card Details →IDFC FIRST BankIDFC FIRST WOW! Black Credit Card
Best for: FD-backed premium travel use with zero forex and conditional lounge access
- Annual fee: ₹750 + GST
- Reward style: Secured benefits
- Reward points and travel-booking bonuses alongside zero forex, a virtual RuPay companion and travel privileges
SecuredPremiumTravel
View Card Details →IDFC FIRST BankIDFC FIRST Quantum+ Credit Card
Best for: A lifetime-free FD-backed card for everyday cashback across UPI, online and in-store purchases
- Annual fee: Nil
- Reward style: Secured benefits
- 1% cashback on eligible online spending up to ₹10,000, 2% above that threshold, 1% on bank-app UPI and in-store purchases, and 0.5% on specified categories
SecuredCashbackLifetime Free
View Card Details →IDFC FIRST BankIDFC FIRST Hello Cashback Credit Card
Best for: FD-backed users with meaningful eligible online spending who value statement cashback
- Annual fee: ₹1,000 + GST
- Reward style: Secured benefits
- 3% on eligible online spending up to ₹10,000, 5% on incremental online spending above ₹10,000, and 1% on eligible bank-app UPI, in-store and essential-category spending
SecuredCashbackUPI
View Card Details →IndusInd BankIndusInd Bank Platinum RuPay Credit Card
Best for: people who frequently make eligible merchant UPI payments and want a RuPay card with no recurring annual fee
- Annual fee: Nil under the current consolidated MITC
- Reward style: Reward points on eligible UPI and card purchases
- The official page states 2 reward points per ₹100 on eligible UPI spending and 1 point per ₹100 on other eligible spending.
RuPayUPIRewards
View Card Details →IndusInd BankIndusInd Bank Legend Credit Card
Best for: readers who can use weekend rewards and lower foreign-currency markup while paying the full statement balance
- Annual fee: Nil under the current consolidated MITC
- Reward style: Weekday and weekend reward points
- The official page states 1 reward point per ₹100 on weekdays and 2 per ₹100 on weekends, with a 1.8% foreign-currency markup.
RewardsTravelLifetime Free
View Card Details →IndusInd BankEazyDiner IndusInd Bank Signature Credit Card
Best for: frequent EazyDiner users whose planned restaurant savings can exceed the joining and annual fees
- Annual fee: ₹2,999 under the current consolidated MITC
- Reward style: Dining discounts and programme privileges
- The official page highlights EazyDiner Prime membership and card-specific dining discounts, subject to restaurant, booking, payment and monthly-cap rules.
DiningLifestylePremium
View Card Details →IndusInd BankIndusInd Bank Platinum Aura Edge Credit Card
Best for: readers who prefer flexible reward-plan choices and can understand which selected merchants receive accelerated points
- Annual fee: Nil under the current consolidated MITC
- Reward style: Choice-based reward plans
- The official page describes flexible reward plans and up to 8X reward points on selected merchant categories, with programme conditions.
RewardsLifestyleLifetime Free
View Card Details →IndusInd BankIndusInd Bank Platinum Visa Credit Card
Best for: readers seeking a straightforward points card with a nil listed joining and annual fee
- Annual fee: Nil under the current consolidated MITC
- Reward style: Reward points on eligible retail spending
- The official page states 1.5 reward points per ₹150 of eligible spending and describes insurance-related benefits subject to policy terms.
RewardsEntry LevelLifetime Free
View Card Details →IndusInd BankIndusInd Bank Pinnacle Credit Card
Best for: higher online spenders who can justify a substantial joining fee and will use premium privileges
- Annual fee: Nil under the current consolidated MITC
- Reward style: Accelerated points on eligible online purchases
- The official directory states 2.5 reward points per ₹100 on eligible e-commerce transactions, plus golf and fuel-surcharge benefits under current terms.
PremiumRewardsGolf
View Card Details →IndusInd BankIndusInd Bank Avios Visa Infinite Credit Card
Best for: international travellers who understand Avios redemption and can use the selected airline, destination and lounge benefits
- Annual fee: ₹5,000 under the current consolidated MITC
- Reward style: Avios on eligible domestic, airline and international spending
- The official page states category-dependent Avios earning, including accelerated earning for a selected international destination and eligible airline purchases.
TravelAirlinePremium
View Card Details →IndusInd BankIndusInd Bank Nexxt Credit Card
Best for: readers who value choosing credit, rewards or EMI at supported point-of-sale transactions and understand EMI costs
- Annual fee: Nil under the current consolidated MITC
- Reward style: Points plus interactive payment selection
- The official page states 1 reward point per ₹150 and describes card controls that can select credit, rewards or eligible EMI at supported terminals.
EMIRewardsPremium
View Card Details →IndusInd BankIndusInd Bank Tiger Credit Card
Best for: travellers who can use lounge, lower forex, golf and occasional movie benefits without paying a membership fee
- Annual fee: Nil under the current Tiger MITC
- Reward style: Accelerated reward points and travel privileges
- The official page states up to 6 reward points per ₹100, 1.5% forex markup and conditional lounge, golf and movie benefits.
TravelRewardsLifetime Free
View Card Details →IndusInd BankIndusInd Bank Samman RuPay Credit Card
Best for: eligible government-sector employees seeking RuPay UPI use and simple cashback on qualifying retail purchases
- Annual fee: ₹199 under the current consolidated MITC
- Reward style: Cashback on eligible retail spending
- The official page states 1% cashback on eligible retail spending up to ₹20,000 per statement cycle, plus selected movie, fuel and railway benefits.
RuPayCashbackGovernment Employees
View Card Details →IndusInd BankEazyDiner IndusInd Bank Platinum Credit Card
Best for: regular EazyDiner users who want capped dining discounts without a listed joining or annual fee
- Annual fee: Nil under the current consolidated MITC
- Reward style: EazyDiner discounts and reward points
- The official page states an extra 20% discount up to ₹500 on eligible EazyDiner transactions up to three times a month, subject to current terms.
DiningLifestyleLifetime Free
View Card Details →IndusInd BankIndusInd Bank Jio-bp Mobility+ Credit Card
Best for: drivers who regularly refuel at participating Jio-bp outlets and can use Jio-bp Smiles rewards
- Annual fee: Nil under the current consolidated MITC
- Reward style: Jio-bp Smiles on eligible fuel spending
- The official page states 12 Smiles per ₹100 on eligible Jio-bp transactions and additional first-transaction, monthly-spend and anniversary milestones.
FuelCo-brandedRewards
View Card Details →IndusInd BankCRED IndusInd Bank RuPay Credit Card
Best for: eligible CRED members who already use CRED Pay, Store, Travel and merchant UPI features
- Annual fee: ₹499 listed in the current consolidated MITC; targeted lifetime-free offers may differ
- Reward style: CRED Reward Points on eligible transactions
- The official page states category-dependent CRED Reward Points, including higher rates for eligible CRED e-commerce, Pay, Store, Travel and online UPI activity.
RuPayUPICo-branded
View Card Details →IndusInd BankIndusInd Bank ePay American Express Credit Card
Best for: digital spenders who understand transaction-based reward bands and American Express acceptance
- Annual fee: Nil under the current consolidated MITC
- Reward style: Transaction-based reward points
- The official page describes up to 10 reward points per eligible transaction, a loyalty bonus and selected membership or early-payment benefits under current conditions.
RewardsDigitalLifestyle
View Card Details →IndusInd Bank · Issuer CollectionIndusInd Bank Credit Cards
Best for: Comparing active IndusInd consumer cards without mixing fees or benefits
- Annual fee: Varies by card
- Reward style: Issuer collection
- Compare 14 currently listed consumer products using individual independent guides.
Issuer CollectionRewardsPremium
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